Too many inquiries, or credit applications, can hurt your credit score. You can challenge any inquiry you don’t recognize, or you believe may be questionable.
USE SAMPLE LETTER BELOW
Your City, Your State Zip Code
PO Box 105518 Atlanta, GA 30348
Why does an inquiry for COMPANY DISPUTING NAME (Date from Report – November, 2019) appear on my credit report (YOUR SSN NUMBER)? Aren’t you aware that you must enforce the permissible purpose provisions of the Fair Credit Reporting Act?
Prove to me that the inclusion of this inquiry complies with this federal law, or remove it now.