Credit Repair : Dispute Letter to send to Equifax

Too many inquiries, or credit applications, can hurt your credit score. You can challenge any inquiry you don’t recognize, or you believe may be questionable.

USE SAMPLE LETTER BELOW

Date

 

Your Name
Your Address
Your City, Your State Zip Code

 

Equifax
PO Box 105518 Atlanta, GA 30348

 

Dear Equifax:

Why does an inquiry for COMPANY DISPUTING NAME (Date from Report – November, 2019) appear on my credit report (YOUR SSN NUMBER)? Aren’t you aware that you must enforce the permissible purpose provisions of the Fair Credit Reporting Act?

Prove to me that the inclusion of this inquiry complies with this federal law, or remove it now.

 

Sincerely,

YOUR NAME

YOUR SIGNATURE

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I’M  RODNEY

Savannah, GA WEDDING & LIFESTYLE Photographer 

My friends and clients say I’m a kind, patient, courteous, creative, and caring person. It’s a lofty description to live up to and, I’ll be honest, some days I don’t think I hit the mark. I’m only human, but I try. I go to work everyday to create your perfect story, just the way you want it, so you can look back years from now and remember things as if they were happening right now.

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